Calculator
Subscription cost calculator: the real number, including the annuals
Most people underestimate their subscription spend by half, because monthly prices hide annual renewals and per-year fees. A subscription cost calculator turns the stack into one honest number — monthly, annually, and on the dates the charges actually land.
Calculate your subscription cost
- Monthly + annual totals
True cost including the annual renewals monthly averages miss.
- Charges by date
See when each renewal lands and what the month looks like with them.
- Recurring plans
Add each service once; totals and dates maintain themselves.
- Cut-and-compare
Remove a service and watch the monthly and yearly totals drop instantly.
The two numbers that matter
Monthly total tells you the running cost; annual total tells you the real commitment — and the gap between them is where surprise renewals hide. The calendar adds a third number: the projected balance on each renewal day, so you know whether the account can absorb the charge.
Do the math in minutes
- List every subscription and its billing cycle.
- Add them as recurring plans — the totals calculate themselves.
- Review monthly, annual and per-date figures.
- Cancel anything that does not earn its place and watch totals update.
Frequently asked questions
How do I calculate my subscription cost?
Add each service with its price and billing cycle; the app totals them monthly and annually and shows renewal dates.
Why is my annual total so much higher?
Annual-only renewals — insurance, software licenses, memberships — add costs no monthly average shows.
Is the calculator free?
Yes. Totals and the calendar are free forever.
One honest number for your stack
Free core, dated renewals, no bank linking.