Household
Shared household finances: one system, everyone informed
A household runs best when everyone sees the same numbers: the bills, the goals, the projection. Shared household finances centralizes the view — a household calendar of everything joint, with contributions scheduled and the balance projected — without forcing anyone to merge accounts.
- One household calendar
Bills, goals and contributions on one grid everyone sees.
- Contributions auto-scheduled
Each member's share transfers on payday automatically.
- Goals are household
Shared savings, debt and buffer targets with visible progress.
- Accounts stay separate
Personal money stays personal; only the plan is shared.
The household system
The system has three layers: joint bills with a split rule, shared goals with scheduled contributions, and a joint projection. Everyone sees the same calendar; contributions happen automatically on payday; and the projection shows the household's real position.
Set it up in an evening
- List all joint bills and pick a split rule.
- List shared goals and agreed contributions.
- Schedule both as recurring items on the calendar.
- Invite the household and review together monthly.
Frequently asked questions
What are shared household finances?
A joint system for bills, goals and projections that everyone in the household sees — without merging personal accounts.
Do we need one bank account?
No — contributions are scheduled transfers; accounts can stay separate.
Is it free?
Yes — the shared calendar and recurring plans are free forever.
Everyone informed, nothing merged
Free core, one-time Pro, no bank linking.