Comparison
Quicken Simplifi alternative: the projected balance, without the annual bill
Simplifi's best feature is its projected cash flow. It is also an annual subscription wrapped around bank aggregation and a lot of features most people never open. If the projection is what you want, you can have it for free.
- Projected balance, daily
A running balance on every future date, driven by recurring plans and dated one-offs.
- No renewal
Free core features and a one-time Pro payment, so the cost stops.
- No bank aggregation
Nothing to authorise, nothing to re-authorise every few months.
- Set recurring items once
Rent, subscriptions, loan payments and tax set-asides keep projecting forward on their own.
Comparison
| Quicken Simplifi | Cashflow Calendar | |
|---|---|---|
| Pricing | Annual subscription | Free core, one-time Pro |
| Projected cash flow | Yes | Yes, as the primary view |
| Bank feeds | Yes, central | None |
| Investments | Tracked | Not tracked |
| Offline | No | Guest mode fully offline |
| Languages | English | Eight |
Why the projection matters more than the feed
A feed tells you a payment cleared. A projection tells you that if nothing changes, the 19th is the day you go under. Only one of those lets you act in time.
Feeds also cannot see your intentions: the invoice you will send next week, the client who always pays late, the annual insurance renewal. Those are the items that decide whether the month works, and they only exist in your head until you put them on a date.
Bringing your history with you
- Export a CSV of transactions from Quicken Simplifi.
- Import it here and map the columns; duplicates are flagged before anything is written.
- Recreate your recurring bills and income as plans.
- Enter your current balance so the forecast starts accurate.
- Check the shortfall alerts for the first dip in the next ninety days.
Frequently asked questions
Is there a free Quicken Simplifi alternative?
Yes. Cashflow Calendar gives you a projected daily balance for free, with a one-time Pro upgrade for unlimited horizon and AI.
Does it replace Quicken for investments and taxes?
No. It covers cash flow only — dated income, expenses and the balance they produce.
Can I import from Quicken?
Yes, via CSV export and the built-in import with column mapping.
Is there a mobile app?
It is an installable web app, so it behaves like a native app on both iOS and Android.
Keep the projection, drop the renewal
Free forever, no bank linking, no account needed to try it.