Freelance
Quarterly tax savings: four deadlines, one funded bucket
Self-employed tax arrives four times a year, and each installment is a real payment with a real date. Quarterly tax savings turns the four deadlines into a single habit: a monthly set-aside, a tracked bucket, and a calendar that shows each installment covered before its date.
- Four dates marked
The four estimated tax deadlines, each with the bucket's balance in view.
- Monthly set-aside
A recurring transfer keeps the bucket growing between installments.
- The bucket is sacred
Separate fund — spending never borrows from it.
- Coverage check
See whether the bucket covers each installment before the date.
The four-deadline rhythm
Estimated taxes are typically due in April, June, September and January. The rhythm looks irregular, but the fix is simple: a monthly set-aside of the annual estimate divided by twelve, tracked against the four dates on the calendar.
Set it up once
- Estimate the year's tax obligation with your accountant.
- Create a tax bucket goal with that target.
- Schedule a monthly transfer — one-twelfth of the estimate.
- Mark the four deadlines and pay each from the bucket.
Frequently asked questions
When are quarterly tax payments due?
Typically mid-April, mid-June, mid-September and mid-January for the prior quarter.
How much should I set aside monthly?
The annual estimate divided by twelve, adjusted as income changes.
Is it free?
Yes — goals and recurring transfers are free forever.
Four deadlines, one rhythm
Free core, one-time Pro, no bank linking.