Tool
Monthly budget planner: the month, planned day by day
A monthly budget planner should do two things: show what the month costs and show when the money has to be there. Most planners do the first. This one does both — every item sits on its date, and the projected balance reveals the days where the plan would break.
- Month on a grid
Income, bills and balance for every day of the month, at a glance.
- Repeats automatically
Monthly bills and salary project into next month without re-entry.
- Tight days flagged
The projection marks the days the balance goes thin before the month starts.
- Free forever core
The planner, recurring plans and reports are free; Pro is one-time.
Plan once, reuse every month
The advantage of a dated planner is compounding: enter your recurring items once, and every future month arrives pre-planned. Each month you only add the one-offs and adjust what changed — ten minutes instead of an evening.
A five-minute monthly review
- Check the lowest projected balance for the month.
- Move any discretionary payments off tight days.
- Add new one-off bills you know about.
- Confirm next month's payday and income amounts.
Frequently asked questions
What is a monthly budget planner?
A tool that lays out income and expenses for the month on their actual dates, with a projected running balance.
Is it free?
Yes — the calendar, recurring plans and reports are free forever.
Can I share it with a partner?
Yes, with cloud sync a household can plan together.
The month, planned before it starts
Free core, one-time Pro, no bank linking.