Guide
How much do I spend on subscriptions? Probably twice what you think
It is the most common money question nobody can answer accurately: "how much do I spend on subscriptions?" Most people guess — and most guesses are about half the real number. The fix is mechanical: list every service, total them monthly and annually, and put the renewals on a calendar.
- The perception gap
Studies find consumers estimate $86 while the real figure averages over $200 a month.
- Renewals dated
See exactly when each charge lands and which months carry the annuals.
- Totals that update
Add or cancel a service and the monthly and annual totals recalculate.
- Cut decisions, made easy
The per-service totals make the "is this worth it" call concrete.
Why the guess is always low
Monthly prices hide annual renewals; free trials quietly convert; family plans spread costs. The result: perceived spend is roughly half of actual. The only reliable method is to list every service with its real billing cycle and total them — which a recurring-plan calendar does automatically.
The audit in five steps
- Check bank and card statements for recurring charges.
- List every service with its price and cycle.
- Add each as a recurring plan with its renewal date.
- Read the monthly and annual totals.
- Cancel what does not earn its keep and watch the totals drop.
Frequently asked questions
How do I find out my subscription spend?
List every service with its billing cycle and total them — monthly and annually. A dated calendar keeps it current and shows renewal dates.
What is the average subscription spend?
US averages exceed $200 a month per household — while most people estimate under $100.
Is it free to track?
Yes. Recurring plans and totals are free forever.
The number is knowable — and shrinkable
Free core, dated renewals, one-time Pro.