Cash flow calendar: know where you stand before the next payment.

What are you planning for?

Pick a situation to see how it works.

Regular paycheck

Bills are due before payday. Will my balance cover them?

Rent, card payments and payday fall on different dates. A positive monthly budget can still hide a tight week.

1. Set your available balance today
2. Add paychecks and bills on their actual dates
3. Check each day’s balance before payday

Freelance

What if a client pays two weeks late?

Rent is due on the 5th, but an invoice is expected on the 15th. What changes if payment slips to the end of the month?

1. Set your available funds
2. Add expected client payments and dated bills
3. Move a payment later and check the balance again

Career break

Six months off, then a longer job search. Will my savings last?

Rent, insurance and travel still need paying. Your income gap ends with your first paycheck, not your job offer.

1. Enter your available savings today
2. Add living costs, insurance and travel by date
3. Add your expected first paycheck, then try a later date

The tools behind your plan

• Add income and bills to see your projected daily balance.
• Pro includes multiple ledgers for personal, household and freelance finances.
• Enter records or import a CSV, then export whenever you need. No automatic bank or payment-account syncing.