Comparison
Copilot Money alternative that is not locked to Apple devices
Copilot is beautiful and Apple-only, with a subscription and bank feeds at its centre. Cashflow Calendar is a web app that installs to any home screen, is free for the core features, and is built around forecasting rather than categorising the past.
- Any device with a browser
Installable web app on iOS, Android, Windows, macOS and Linux, with the same ledger everywhere once you sign in.
- Free core features
Calendar, recurring plans, reports and budget goals cost nothing; Pro is a one-time payment.
- No account required to start
Guest mode runs entirely in your browser and syncs later if you decide to sign in.
- Forward-looking by default
The main screen shows what your balance will be, not what it was.
Comparison
| Copilot Money | Cashflow Calendar | |
|---|---|---|
| Platforms | iOS, iPadOS, macOS | Any modern browser, installable as a PWA |
| Pricing | Monthly or annual subscription | Free core, one-time Pro |
| Focus | Categorised spending review | Dated forward projection |
| Bank feeds | Yes | No — manual entry or CSV import |
| Languages | English | Eight languages |
What you give up, and what you gain
You give up automatic transaction import. That is a real cost, and the honest mitigation is CSV import plus recurring plans that cover most of a typical month in one setup pass.
You gain a forecast, cross-platform access, eight languages, multi-currency support, an offline mode and no ongoing bill. For freelancers billing clients in different currencies, that trade usually favours the calendar.
Getting set up in ten minutes
- Open the dashboard in guest mode — no signup.
- Enter today's balance across the accounts you actually spend from.
- Add your recurring bills and any fixed income.
- Add known invoices on the date you realistically expect payment.
- Sign in when you want the ledger on a second device.
Frequently asked questions
Is there a Copilot Money alternative for Android or Windows?
Yes. Cashflow Calendar is a web app, so it runs on Android, Windows, Linux and Apple devices alike and installs to the home screen.
Is it free?
The calendar, recurring plans, reports and budget goals are free forever. Pro is a one-time payment.
Does it categorise transactions automatically?
It suggests categories from the description when you add or import a transaction, and you can define your own categories and tags.
Does it work offline?
Yes. Guest mode is fully offline, and signed-in changes queue and sync when the connection returns.
Same clarity, any device, no subscription
Try it in the browser you already have open.