Template

Cash flow projection template that maintains itself

Most cash flow projection templates are a spreadsheet you rebuild every month: copy the rows, update the formulas, double-check the sums. A dated app does the projection for you — enter each item once, and the running balance keeps itself current with every new transaction.

Use the free projection template

  • Dates instead of columns

    The template is a calendar, not a grid — each item lands on the day it happens.

  • Recurring rows enter once

    Monthly rent, quarterly tax, annual insurance: add each once, they project forever.

  • Shortfalls surface early

    The running balance flags the day you would go negative weeks before it arrives.

  • No bank feed required

    Your projection lives on what you know is coming, not on historical statements.

Why spreadsheet templates go stale

A spreadsheet template is only as accurate as the last time someone updated it, and the people who most need a projection are the ones least likely to maintain it weekly. The template fails exactly when life gets busy — which is when the projection matters most.

A dated app fixes the maintenance problem: recurring items update themselves, new transactions extend the projection, and you check it in thirty seconds a day instead of rebuilding it for an hour a month.

What the template tracks

  • Starting balance and every subsequent balance after each dated item
  • Recurring income: salary, retainers, invoices with expected dates
  • Fixed bills: rent, utilities, insurance, loan payments, subscriptions
  • Irregular known costs: tax set-asides, travel, annual memberships

Frequently asked questions

How is this different from an Excel template?

The app keeps the projection current automatically — recurring items project forward and new transactions extend the timeline, so there is nothing to rebuild each month.

Can I export the projection?

Transactions can be exported to CSV whenever you need a spreadsheet copy for an accountant or lender.

Is the template free?

Yes. The calendar and recurring plans are free forever.

A template that never goes stale

Enter it once, watch it project, and get flagged before the balance dips.

Open Cashflow Calendar