Budget Calendar — Plan Your Money by Date, Free
Build a budget calendar in minutes: place income and bills on real dates, carry a running balance, and see cash gaps before they hit. Free, no bank linking.
Frequently asked questions
What is a budget calendar?
A monthly view where each income and expense sits on the date it occurs, with a running balance carried day to day, so you can see what your balance will be on any future date.
How is it different from a normal budget?
A budget allocates a pot of money across categories. A budget calendar adds timing, which is what actually causes overdrafts.
Do I need to link my bank account?
No. Cashflow Calendar has no bank integration; you enter your starting balance and what you expect, which is why it also works for unpaid invoices.
Can I use it on my phone?
Yes. It is a responsive web app you can install to your home screen, with an offline guest mode that syncs once you sign in.
Is a budget calendar good for irregular income?
Yes. When money arrives in lumps, the useful question is which lump covers which bill, and that is a calendar question.