People
Budget after divorce: rebuild the numbers on a dated plan
After a divorce the financial reality changes overnight: one income, one set of fixed costs, and a household that used to split everything. Budgeting after divorce starts by dating the new reality — income, bills, the gap — and rebuilding the buffer from there.
- The new dates
One income, the new bills, and the gap between — all dated.
- The gap, measured
See the months the new income cannot cover before they arrive.
- New fixed costs repeat
The single-income bills project forward automatically.
- Private by design
No bank linking — the new plan is built and kept privately.
The new financial baseline
Start from the real numbers: the current income, the bills that are now yours alone, and the support payments in or out. Date them all, and the projection reveals the truth — the gap, the months that work, and the buffer to rebuild.
Rebuild in stages
- First: cover the essentials — the calendar shows the bare minimum.
- Second: rebuild a starter buffer — even $1,000 changes the risk.
- Third: renegotiate the fixed costs — insurance, subscriptions, memberships.
- Fourth: plan the goals again, at the new scale.
Frequently asked questions
How do I budget after divorce?
Date the new reality — one income and the bills now yours alone — then rebuild essentials, buffer and goals in stages.
How do I handle the income gap?
The projection shows the gap's size and months; the plan is to cover essentials, cut fixed costs, and rebuild the buffer.
Is it private?
Yes — no bank linking, and the plan is yours alone.
The new numbers, dated and rebuilt
Free core, one-time Pro, private by design.