Template
Bill tracker spreadsheet: the layout that works, without the upkeep
A bill tracker spreadsheet is the classic solution: columns for bill name, amount, due date, paid date, and notes. It works — until a bill changes, a date shifts, or you forget to update it. This page gives you the proven layout, then shows the same structure maintaining itself in a dated app.
- The proven columns
Bill, amount, due date, autopay, paid date, notes — the layout that works.
- Recurring bills auto-repeat
In the app, monthly bills re-create themselves with their due dates.
- Balance projection
The spreadsheet never shows this; the app projects the balance after each bill.
- Free either way
The app's core tracking is free — cheaper than the hours a sheet costs.
The spreadsheet layout that works
| Column | Purpose |
|---|---|
| Bill | Name of the bill or service |
| Amount | What it costs each period |
| Due date | Day of month it is due |
| Autopay | Whether it pays itself |
| Paid date | When you actually paid |
| Notes | Anything unusual this cycle |
When the sheet stops paying for itself
A sheet is fine for five bills; past that it becomes the thing you update when you have time — which is never the week the electricity is due. A dated app keeps the same columns and maintains them automatically, so the tracker stays current with zero upkeep.
Frequently asked questions
Can I get a bill tracker spreadsheet template?
Yes — the six-column layout above is the standard, and this page documents it fully.
Is an app really better than a spreadsheet?
For recurring bills, yes: due dates repeat automatically and the projected balance shows coverage before each date.
Can I export the app data to a spreadsheet?
Yes, CSV export anytime.
The layout you trust, maintained for you
Free core, one-time Pro, no bank linking.